Since rebuilding a house or buying new furniture after a natural disaster or unexpected situation is costly, property insurance has always been an important issue to property owners. Therefore, taking out property insurance packages against unexpected situations by paying small amounts is a very reasonable prevention for everyone. In this case, property owners mostly prefer property insurance packages. Trabzon Homes assists its customers with property insurance options as a free after-sales service.
With this insurance package, you can make sure that you will be enjoying the privileges of real estate ownership without feeling any hesitation about your home. Property insurance in Trabzon, Turkey, secures your property from damage by wind, fire, burglary, earthquake, flood, fire, impact, etc. This package has further coverings compared to the regular property insurance plan.
What is Covered by the Insurance Package?
Property insurance will cover your losses for damage by fire, lightning, explosion, theft, strike, riot, flood, vehicle and aircraft impact, civil commotion, heavy snow, landslide, inflation, internal water, smoke, storm, common property cover, painting, and whitewash made by tenants, direct damage from fuel leakings, accidental breakage for house furnishings, personal accident insurance, private sports equipment insurance, legal protection insurance, removing expenses, rent cover, post-earthquake, outdoor trees and decoration plants insurance, new value clause for furnishing, home, and emergency assistance.
Selective Choices of Property Insurance in Turkey
There are number of optional property insurance choices in Turkey, such as earthquake and volcanic eruption, sea vehicle impact, glass breakdown, liability arising from fire and explosion, loss of rent, expenses for removing your place by reason of loss, and so on. Costs of insurance vary depending on the size and the price of the property. Based on the current rates, the prices given below are examples that may differ depending on cities in Turkey:
- 1 bedroom property about 90 Euro
- 2 bedroom property about 120 Euro
- 3 bedroom property about 150 Euro
- Houses about 220 Euro
Mandatory Property Insurance in Turkey: DASK
Properties must be insured against earthquakes, it's called DASK (Doğal Afet Sigorta Kurumu) in Turkey. DASK insurance is compulsory and is a required document to subscribe to water or electricity.
FAQ
Q: How to get property insurance in Turkey?
A: In Turkey, there are several property insurance companies you can choose from them. However, if you bought the property with Trabzon Homes, you can contact our professional team to choose the best option for your property.
Q: How much should I pay for the property insurance?
A: Property insurance costs vary depending on the total property size and the price declaration of the property.
Q: Can my furniture be covered by DASK insurance?
A: No, it covers only the buildings.
Q: How can I make sure that my property insurance covers everything?
A: In Turkey, there are number of insurance companies that offer building insurance, contents insurance, and home insurance. Building insurance covers only the building itself, and contents insurance is only for belongings whilst home insurance covers all your belongings and the building.
Q: If I have my property insured by the cheapest insurance, is it enough?
A: You need to think carefully about your property and its location risks against any unexpected and undesirable situations. Thus, it is better to choose the best insurance that suits your property without thinking about the lowest price.